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Please take a moment to read these terms and conditions carefully
as they contain important information about the use of this site and
the insurance products it offers. In all cases the Policy Booklet contains
the full terms and conditions for the insurance product and is not changed
or altered by any of the following.
Important information about AGB's insurance
products
Territorial Availability
All territories except USA.
The Underwriters
The insurance, herein referred to or offered for sale, is arranged by
AGB. For details of the underwriters please refer to your policy.
Several Liability
The subscribing Insurers' obligations under contracts of insurance to
which they subscribe are several and not joint and are limited solely
to the extent of their individual subscriptions. The subscribing Insurers'
are not responsible for the subscription of any co-subscribing Insurer
who for any reason does not satisfy all or part of its obligations.
Law/Jurisdiction
You are entitled to choose the law applicable to the insurance contract
subject to our agreement. We choose English law and, in the absence
of any agreement to the contrary, English law shall apply.
Premium Refunds
This insurance is non-transferable. The insurance is subject to a
cancellation period of 15 days as noted in the Policy Booklet.
No premium will be refunded, either in full or on a pro-rata basis after
the expiry of the cancellation period.
Security and Privacy Policies
AGB always endeavours to protect your information and provide
you with a secure, efficient and easy to use service. We adhere to
guidelines
and requirements of the Financial Services Authority, Consumer
Credit Act and Data Protection Act. Please read our Data Protection
Policy
for further details.
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